O Allah, I seek refuge in You from laziness, old age, sin, and debt. — Kariya

اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْكَسَلِ وَالْهَرَمِ وَالْمَأْثَمِ وَالْمَغْرَمِ

Rubutu da Latin: Allaahumma innee a'oodhu bika minal-kasali wal-harami wal-ma'thami wal-maghram

Fassara: O Allah, I seek refuge in You from laziness, old age, sin, and debt.