O Allah, I seek refuge in You from laziness, old age, sin, and debt. — ഉറക്ക അദ്കാർ

اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْكَسَلِ وَالْهَرَمِ وَالْمَأْثَمِ وَالْمَغْرَمِ

ലിപ്യന്തരണം: Allahumma inni a'udhu bika minal-kasali wal-harami wal-ma'thami wal-maghrami

വിവർത്തനം: O Allah, I seek refuge in You from laziness, old age, sin, and debt.